Save more when sending money abroad
No subscription, no hidden fees, no catch. Sign up for an international business account with Wise and get everything your business needs to trade and grow globally. Benefit from cheaper and faster international payments, better foreign exchange rates, easy withdrawals and no hidden fees.
Sign upBenefits
Convert over 50 currencies and make international payments up to 10x cheaper than with your bank
An international business account can help you operate your business on a global scale without the high fees, hefty admin, and headache of a local bank.
Do you collect sales from abroad? Ecommerce businesses can benefit from faster international payments and better FX rates, no hidden fees and easy, free withdrawals in multiple currencies.
Here’s what to expect when you sign up for our international business account:
Cheaper invoice payments
Pay invoices using the real foreign exchange rate in over 70 countries worldwide using your phone or app. 40% of payments arrive instantly.
Enjoy multi-currency banking
You will always have our fees upfront and will never receive less than you expected due to hidden fees. You can easily convert and move funds from your international account to one of your other accounts and avoid high recipient or conversion fees.
Save money on fees
You will always have our fees upfront and will never receive less than you expected due to hidden fees. You can easily convert and move funds from your international account to one of your other accounts and avoid high recipient or conversion fees.
Use your debit card to pay in any currency
Provide employees with their own card for business expenses and save money on conversion fees by paying in the local currency.
Streamlined payments
The only information you need to obtain is your recipient’s bank details or email address. You can also send up to 1,000 payments in one go with the batch payment feature.
Pay and receive money in different currencies
Use your international business account to pay invoices in over 50 currencies. Receive money into 10 currency accounts. Hold that money in your account for as long as you like and make payments without converting it over and over.
How does it work?
Signing up is easy
Signing up only takes a few minutes. You’ll need to provide some information about you and your business, and your account may be verified before you make or receive a payment.
Register for an account
It’s quick, easy and free to sign up.
Provide your business details
Share your business’ location and industry and stakeholder details.
Provide some personal details
To verify your identity, you’ll be asked for some personal information.
Set up and pay for a money transfer
Now it’s time to set up and pay a one-time set-up fee for a transfer.
FX and international payments
Why use this account for overseas payments?
Our international business account is 19x cheaper than PayPal and there are no monthly fees to use the service. What’s more, you can track activity on the app and provide employees with access to the account, making it great for remote or hybrid teams.
Designed for global businesses
E-commerce is made easy for you and your clients. Receive money from payment platforms and marketplaces (including Amazon, eBay, Stripe and more) in up to 10 currencies without any conversion fees using our local account details.
Fees are transparent
You can expect to pay a minimal fee to convert currencies in your account or when you pay in another currency using your debit card. A breakdown of fees can be provided.
Superfast payments
Don’t leave your customers waiting for their money. You’ll be pleased to know that 50% of payments are instant or arrive within an hour.
FX and International Payments FAQs
How many currencies can I move between?
You can move between 50+ currencies in your own multi-currency business account.
Can I integrate my account with other business tools?
Yes. It integrates with all the popular accounting tools – including Xero, Quickbooks and FreeAgent.
Does it cost anything to open an international business account?
No, you can open an account through us for free (you’ll pay a £16 one-time fee when you get international bank account details). Funds are converted using the real exchange rate and a small conversion fee that’s always shown upfront.
How do I move money between my international business account and my personal one?
You can move money easily between accounts. Simply open a balance with account details and set up a transfer like you would normally.
Can I receive money from Amazon?
Yes. We make it easy for you to withdraw different currency earnings into your international business account so that you avoid paying significant currency conversion fees.
Your account will be compatible with Amazon US, Amazon Europe, Amazon UK and Amazon Australia.
Can I set up direct debits for payments?
You can set up direct debits with your Euro, British Pound, US, Canadian and Australian dollar accounts. Remember that when you set your direct debit up you’re allowing the company or individual to receive regular payments from your account.
Does the recipient need the same account as me to receive money?
Your recipient doesn’t require the same type of account to receive funds – it will be transferred directly into their bank account.